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ORCHARD BANK PLATINUM MASTERCARD®

ORCHARD BANK PLATINUM MASTERCARD®

Enjoy the Prestige of Platinum with No Up Front Fees Premium Platinum Benefits Including Purchase Protection Great Credit Card to Strengthen Credit Reports to All 3 Credit Bureaus Monthly, which Can Help Improve the Cardholder's Credit Score Free Online 24-Hour Account Access and Bill Pay Periodic Credit Limit Increases online application

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A * N/A * 8.9+% * $39-$59 * No Bad Credit OK

Orchard Bank Platinum MasterCard

The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card.

Although the card can help those with a limited credit history build towards a positive and solid credit history (assuming payments are made on time), it does have several costly factors that should be considered before applying.

REWARDS/PERKS/BENEFITS

• Internet account related services.
• Purchase protection.
• Emergency card replacement.
• Emergency cash replacement.
• Lost and stolen card reporting.
• No liability for unauthorized transactions.
• See website for additional benefits.

Most Attractive: Very low APR for purchases; reports to credit bureaus.

Least Attractive: Annual fee.

online application

*   See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.

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