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EFECTIVA™ PLATINUM PLUS® VISA®

EFECTIVA™ PLATINUM PLUS® VISA®

Earn points towards cash back 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles. Earn 5 bonus points with your first purchase Bilingual communications and services in English or Spanish No annual fee The Offer is Discontinued

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% * 6 Months * P+3.99% * None * Yes Good

Efectiva™ Platinum Plus® Visa®

Value and pricing

• No annual fee
• 0% Introductory APR on purchases, balance transfers, and cash advance checks for your first 6 billing cycles†
• After your fixed introductory rate expires, you will receive a variable APR on purchases, balance transfers, and cash advance checks currently Prime + 5.99%. Please note that you will lose your introductory rate if you exceed your credit limit, close
  your account or are late with a payment.
• All payments you make will be applied to the lowest APR balances first
• No fees on balance transfers
• Earn 1 point for every $100 in net monthly purchases
• Every point earned is $1 back to you (up to $600 annually on monthly purchases and balance transfers)
• Earn 5 bonus points with your first purchase
• Earn 5 points for every $2,500 in net monthly balance transfers from non-FIA Card Services accounts
• Points are good for four calendar years
• Rewards start at just 25 points (points are redeemed in increments of 25 with no annual cap on point redemption)
• 25 points equal $25 cash back in the form of a check sent to you
• 25 points equal a $25 credit to your Bank of America checking or savings account
• Redeem your points online or call 1.800.632.4334

Platinum Plus benefits

• Online Banking service***
• Total Security Protection®, our free package of security features, including zero liability from unauthorized card use if you
  notify us promptly***
• Travel and emergency assistance
• Automatic auto rental insurance***
• Purchase Replacement***
• Purchase Guard***
• Cash advance checks at no extra charge***
• Additional cards at no extra charge

*   See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.

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