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PROVIDIAN CREDIT CARD

Apart from giving a free FICO score to their members, Providian Credit Card is now issued by Washington Mutual, the founders of free checking/banking.

When you get an account with Providian Credit card, you will get a printed account agreement. They will also send you subsequent mailings about your account, credit statements, changes of policy, etc. You will also get monthly statements that give details of your account activity for the recent billing cycle. You can choose to have your Providian credit card statement sent to your e-mail, viewed on their website, or sent via air-mail.

Paying your monthly statement is easy and also flexible. You can make checks out to Providian Credit card by air-mail, by phone or online as an e-check. One of the most attractive features is the free FICO score provided by Providian credit card services. They believe that knowing your credit score will enable you to manage your credit more efficiently. They will also give you a report that shows how you can influence your credit score positively or negatively; plus advice on how to manage your credit score efficiently.

Providian Credit Card believes that staying within your credit limit is one of the primary rules in maintaining good credit. You can check your available credit online.
 
Be sure to know how to use your Providian Credit Card to get cash advances at banks and ATMs. You should get information on the credit card holds that are required by some ATM and store merchants.

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