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FIRST PREMIER® BANK CREDIT CARD

First PREMIER® is one of the leading providers of VISA and MasterCard cards.  It is very easy to apply for a First PREMIER® Bank Credit Card from their website. However, the decision process (as is with regular credit cards) might be a little bit different and longer; also because you will be applying for a secured credit card. You can know within 60 seconds from their web site if you are approved, but if they need more information to make the decision, it may take a few days.

First PREMIER® Bank Credit cards is also available for individuals with a little less than perfect credit. For a credit repair card, the annual percentage rate for purchases is low and is only 9.9%. Other financial fees associated with First PREMIER® Bank Credit Card are not very enticing, compared to the low APR. For example, there is the annual fee, which is almost $50.00; there is the additional card fee of $20.00 per year, the annual participation fee of $72.00, the account set-up fee of $29.00 and the program fee of $95. For individuals wishing to repair their credit with a First PREMIER® Bank Credit Card may receive a very low credit limit at startup, and might have an outstanding balance almost equaled to the credit limit by the end of the first month.

The fees associated with the First PREMIER® Bank Card are no different for individuals with good credit. However, the credit limit might be higher. There is a $5.00 fee (or 3% of amount, whichever is greater) associated with cash advances. The late payment and over the limit fee is $25.00 for every occurrence.

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