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U R @: Learning Center : Credit Card Categories : Instant Credit Cards
INSTANT CREDIT CARDS
Convenience of Instant Credit Cards
Best Instant Credit Cards |
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DiscoverŽ More (SM) Card
Intro APR - 0%
Reglr APR - 10.99%
Annual Fee - None
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Chase Platinum VisaŽ Card
Intro APR - 0%
Reglr APR - 11.99%
Annual Fee - None
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These days, getting a credit card has become more convenient than ever before. One can apply for a credit card online in the comfort of his or her home. With instant credit cards one will know whether he or she was approved in a matter of seconds. This way a person that is applying for an instant credit card will not have to wait for weeks to find out if he was accepted or rejected, and whether he needs to look for another offer or wait for the card to arrive in the mail. If you would like to review the complete list of available instant credit card offers click here.
Applying for Instant Credit Cards
Usually instant approval on instant credit card applications requires a very good credit, and approvals/rejections are normally sent via e-mail. In the case of a rejection, a letter is normally sent through mail and explaining reasons for rejection, steps to take, and the name(s) of credit bureaus your information was obtained from. It is advised that applicants of instant credit cards read the terms and conditions upon applying and the terms sent with card via mail before activating the card.
Popular Instant Credit Cards
The most popular instant credit cards are the cards that offer rewards, no annual fees, 0% APR for 6-12 months, and possibly fee-free balance transfer for a given introductory period. Some instant credit cards may replace the APR with an annual fee altogether, and vice versa. To find the best deal for instant credit cards that will fit your needs compare offers that are presented at our Instant Credit Card Category.
BLUE FROM AMERICAN EXPRESS |
Additional Details
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- This low interest credit card features a 0% Introductory APR for up to 15 months as well as a low regular APR*
- No annual fee*
- Free Credit Card Reward Program*
- Apply now and get Instant Online Credit Card Approval*
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online application
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0% *
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15 Months *
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12.24% *
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None *
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Yes
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Good
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CHASE FREE CASH REWARDS (SM) VISAŽ CARD |
Additional Details
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- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
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online application
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0% *
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12 Months *
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11.99% *
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None *
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Yes
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Good
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Read more related articles: Credit Card Categories |