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MYCAPITALONECARD.COM

Mycapitalonecard.com – the credit card center for pre-approved offers from Capital One. But before you sign up for one of the credit cards available at mycapitalonecard.com make sure that you are getting the best deal you deserve.

Capital One Credit Traps To Avoid

It seems that a Capital One credit card offer arrives in the mail daily and their ads show up all over the TV programs.  One may think that he or she is familiar with the current promotions. But they should examine the Cap One applications before  applying for any of their cards much more closely.

Some Alternative Offers to Consider:

Alternatives to Capital One Platinum Card from MyCapitalOneCard.com

CHASE PLATINUM VISA® CARD

Additional Details 0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance online application

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% * 12 Months * 11.99% * None * Yes Good

DISCOVER® MORE (SM) CARD

Additional Details 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 0% Intro APR for 12 months on Purchases and Balance Transfers online application

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% * 12 Months * 10.99% * None * Yes Good

Alternatives to No Hassle Cards from MyCapitalOneCard.com

CHASE FREE CASH REWARDS (SM) VISA® CARD

Additional Details 1 point for every eligible dollar in purchases 1,000 Bonus Points after your first purchase Intro 0% Fixed APR for up to 12 months* No Annual Fee Get your rewards with as few as 2,500 points Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned online application

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% * 12 Months * 11.99% * None * Yes Good

MILES BY DISCOVER® CARD

Additional Details Book any travel through any airline, travel agent or online travel site Double Miles on up to $3,000 in travel and restaurant purchases each year 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire as long as you use your card Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles online application

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% * 12 Months * 10.99% * None * Yes Good

Alternatives to Business Credit Card Offers from MyCapitalOneCard.com

DISCOVER® BUSINESS CARD

Additional Details 0% Intro APR* on Card Purchases for 12 months 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases No Annual Fee Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards online application

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% * 12 Months * 13.99% * None * Yes Good

ADVANTA PLATINUM BUSINESSCARD WITH REWARDS

Additional Details 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter* 7.99% Variable APR (based on Prime) on Purchases NEW! Unlimited Rewards* -- * Earn cash back, travel, merchandise and more -- * 1 point for every dollar in purchases -- * No blackout dates on air travel No Annual Fee and No Limit on the points you can earn Get employee cards with no fee and set monthly spending limits per user $0 Fraud Liability Personalized card - your company name on the top of the card online application

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% * 15 Months * 7.99% * None * Yes Good

The article that was recently published in BusinessWeek tells the story of Brad Kehn and his wife. The couple was offered multiple cards with low limit by Capital One, but then they got slammed with hefty fees every time they were over the limit.

We are at CardFusion.com strongly believes that consumers have to be protected from the "advertising" of this nature.  That is why we recommend to pick credit cards that are easier to use and have better benefits than these well advertised traps. Take a look at offers above. They will give you 0% Intro APR, Rewards and CashBack.

What if my credit score is not perfect? If you do not have good credit history applying for a credit card at mycapitalonecard.com may leave you with a card that has a low credit limit and the need to get another card. If you end up with multiple cards, statistically, you will have a greater chance of overdrawing your account, confusing payment dates, etc. Therefore you will practically increase your chance of getting penalized by Capital One.

SOLUTION: Things to consider before applying at www.mycapitalonecard.com

You may choose to proceed with the offer from mycapitalone.com or, if you have doubts about your credit standing, take another road and check similar offers available from other credit card issuers. It will save you from the headache of getting the card that you do not need or will not suit your needs. We have prepared a list of such offers and published it below. The offers are grouped by categories of credit offers similar to ones from Capital One. Scroll down and find the category you are interested in or pick one from the menu on the left.

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